top of page
money.jpg

OnPoint Financial Services: Nationwide loan brokers providing unsecured loans of $10,000-$400,000

THE RELIABLE CHOICE FOR ALL YOUR LENDING NEEDS!!

English: Welcome

About Us

ONPOINT FINANCIAL SERVICES MAKES FUNDING EASY!!

We know how stressful and difficult it can be to take out a loan, which is why we supply our clients with a variety of outstanding services. We specialize in assisting qualified borrowers with obtaining UNSECURED cash loans.  We are here to ensure that all of their worries are taken care of, as they are working with the best brokers in the business. We want clients to understand their financial capabilities and provide them with many options so they can achieve their goals.  Contact us today to get pre-qualified!!

English: Welcome

NOW FUNDING BUSINESS & PERSONAL 

**UNSECURED LOANS**

BUSINESS START UP, WORKING CAPITAL, EDUCATION, MEDICAL BILLS, FRANCHISE INVESTMENT, DOWN PAYMENT ASSISTANCE, DEBT CONSOLIDATION

- LOAN APPROVALS RANGE FROM $10,000 TO $400,000
- BASED OF THE BORROWER'S CREDIT PROFILE & INCOME
- 24-48 HOUR APPROVALS
- NO PREPAYMENT PENALTIES
- FUNDS DIRECT DEPOSITED WITH 5-7 BUSINESS DAYS
- NO UPFRONT COSTS
- NO COLLATERAL NEEDED

PRE-QUALIFICATION REQUIREMENTS

Credit History

  • 650+ Credit Score (all 3 bureaus)

  • No missed payments in last 12 months

  • Collection Accounts (1 year or older)

  • Bankruptcy (2 years or older from discharge date)

  • Credit Utilization under 50%

  • Minimum of 3 Primary Tradelines with at least 6 months history


Personal Loan Income Requirements

  • Annual W2 Income of $30,000+

  • 1 Month of Paystubs

  • 3 Months of Bank Statements

  • NEW!! - 1099 (Contracted Workers)

    • $50,000+ Gross Income​

    • Over $30,000 Adjusted Gross Income


NEW!! Business Loan Requirements​

  • LLC -     

    • $50,000+ Revenue

  • S-Corp -

    • $50,000+ Revenue

    • $30,000+ Adjusted Gross Income

  • C-Corp -

    • $50,000+ Revenue

    • $30,000+ Adjusted Gross Income

REQUIRED DOCUMENTATION

Verification of Identity of Borrower

  • Color Copy of Driver's License (Front & Back)

  • Selfie Picture holding license aside your face

  • Utility Bill which includes residential address

  • Copy of Social Security Card (Front & Back)

  • Copy of tri-merge Credit Report

​

Income Verification

W2:

  • Proof of Income- 2019 W2

  • 2 Most Recent Paystubs

  • 3 Months Bank Statements

  • Voided Check from your PERSONAL Checking Account

​​

1099:​​

  • Proof of Income 1099 - 2019

  • 2 Years of Tax Returns with all pages​

  • 3 Months Bank Statements

  • Voided Check from your PERSONAL Checking Account

​​

Business​: LLC, S-Corp, C-Corp

  • 2 Years Business Tax Returns

  • 2 Years Personal Income Tax Returns

  • 3 most recent months of Personal & Business Bank Statements

  • Voided Check from your Checking Account

English: Products

Step 1: Obtain you tri-merged credit report

Click the button below to obtain your tri-merged credit report with score included.  By clicking below you will sign up for a free credit monitoring trial.  It is recommended that you cancel the service before the 7-day trial expires.  We also accept tri-merged credit reports from other credit monitoring sites.

Step 2: After being pre-qualified, submit the required documentation

Please submit all of the required documentation listed above.

ALL DOCUMENTS MUST BE SUBMITTED AS SEPARATE ATTACHMENTS.

Step 3: Send an email requesting the client agreement and application

Client agreement and application will be sent as a reply to your request.  You will need to review the information on the client agreement and acknowledge that you understand the terms.
Fill out all of the information requested on the funding application

English: Mortgages

Frequently Asked Questions

What is your application process?

  • Pre-Qualification

    • Client must submit tri-merged credit report for review​

  • Pre-Qualification Call​

    • A team member will contact client to advise of pre-qualification results.​

  • Application Submission​

    • Once pre-qualified, client must submit all required documentation for review by processing team.​

  • Compliance Call​

    • Compliance call will need to be completed to verify applicant is applying of free will not coercion.​

  • Approval Notification​

    • Approvals are provided 24-48 hours after completing the compliance call.​

  • Funding​

    • Funds are direct deposited into your account within 1-3 business days​

  • Success Fee Payment​

    • Client must process success fee payment within 24 hours of receiving funds​

Why should I use you over a bank?

We are currently funding up to $400,000 cash for personal use.  There are NO UPFRONT FEES, UNSECURED, NO COLLATERAL NEEDED, and NO APPLICATION FEES.
You get the cash you need in 5-7 business days with a 650 credit score and verifiable income.

English: FAQ
bottom of page